Leaving A Legacy

Well done. What would it feel like to hear those words as you consider a life well-lived and a legacy for generations to come? Anthem helps individuals develop a plan to live well and finish well. In retirement, we bring different perspectives to these goals, but the same eternal principles guide us.

5 Key Principles

Of Good Stewardship

Live Aligned

Spend Less Than You Make
Avoid The Use of Debt
Build margin and liquidity
Set long term goals
Give generously

The Four Uses of Money

How do these principles guide money management? We adjust priorities when developing a plan for the four uses of money during the legacy years.

Live

Some expenses like travel and housing can decrease over time. Medical expenses can increase, and there is some risk of volatility.

Give

Monthly income is no longer a primary factor in considering the call to give. Total assets and obligations are primary considerations when developing a plan.

Owe

Obligations for taxes and debt can be minimized with planning in the previous stages of life, but any cash plan must factor in money owed.

Grow

Short-term risks take on a more prominent role when planning investment strategies during these years.

Three Timeless Questions

Three questions drive financial planning at every stage, but in the legacy years, these questions deserve solemn and sober reflection. But for those who are finishing well, these considerations feed deep joy and contentment.